We aim to keep our list of California CD Rates growing. This information is provided free and we hope will be useful. We do have a fee based placement service that often has higher rates, but you have to be willing to put deposits with banks and credit unions in other states. If you would like to let other readers now about any special rates you fund, please use the above link to post a bank review. See CA CD Rates.
Here is rate from Michigan. Flagstar bank is located in Troy, MI. They have a Bauer rating of 2-stars. Their CD rates are about as good as their rating. The 1-year CD is 1.20% APY. Their FDIC# is 32541. They were established in 1987. They are about $14BB in assets.
First National Bank has a 5-year at 2.95% and a 14-month at 1.50%. Of course part of the problem is there is only about 1000 First National Banks. I just don’t get why anyone would even name their bank that anymore. But anyway, this particular one is in Waverly, IA. There are eighteen other FNBs in Iowa alone. Their FDIC# is 4519. They were established in 1864 so they may indeed be the first one. Although they aren’t advertising if that is the case. Their website is myfnbbank[dot]com. They have a 4-star rating.
Our next find is pretty good. Oritani Bank is based in Township Of Washington. They were founded in 1911. They are a little over $1BB. They have a 7-month CD at 1.30%. This is down from a couple of weeks ago. It was a 1.40%. The 2-year CD is 2.10%. Finding rates above 2.00% can be difficult these days without going long-term. The 5-year is a 2.75% and they are offering a 2.85% special for new IRAs. They have a 3 1/2 star rating from Bauer. Their FDIC# is 28866.